Tag Archives: pennysaverusa.com

4 Tips for Avoiding Identity Theft During Tax Season

Protect Your IdentityTax season isn’t just the money-making season for accountants and tax experts, it’s also when identity thieves cash in. According to MSN Money, the IRS has stopped nearly 15 million tax returns suspected of being fraudulent since 2011. But the government’s efforts to catch tax fraud aren’t foolproof: Over that same time span, Americans have suffered $3.5 billion in losses due to tax fraud. Tax scams are a pretty common means of trying to dupe consumers into handing over their personal information, so much so that the IRS releases an annual “Dirty Dozen” list of the top tax fraud methods. Consumers need to be vigilant of these efforts and protect themselves from common fraud attempts. Here are four tips to keep your personal information secure. Follow these tax time tips from PennySaverUSA.com to keep your identity from being stolen.

File Your Tax Return Early

According to USA Today, tax experts recommend filing your tax return early just as a matter of avoiding increased fraud risks. The earlier taxes are filed, the less prepared or capable scammers will be to take advantage of you. Since many scammers will try to file a fake return ahead of you in order to receive the fraudulent return funds, early returns reduce the likelihood of this happening. The IRS receives your legitimate return first, making fraudulent returns sent in later very easy for the agency to identify. Search listings on PennySaverUSA.com to find a tax center near you.

Prepare and File Taxes Over Secure, Private Wi-Fi

Thanks to online tax preparation tools, many individuals are now able to complete even complex tax returns on their own. This saves them money while putting the quality of their return in their own hands. But how you prepare and file these returns makes a big difference in how exposed you might be to tax fraud. According to USA Today, public Wi-Fi networks can make it easy for scammers to steal your personal financial information. When preparing and filing taxes, make sure you use a secure, private Wi-Fi network that cannot be accessed by strangers.

Use Identity Theft and Credit Monitoring Services

Taking the necessary precautions will drastically reduce your risk of being victimized by tax fraud, but even a careful approach can’t guarantee you won’t be targeted by scammers. In some cases, it could be months before you are made aware of the fraud that has occurred to you. By then, the damage has already been done.

To make sure you are notified of any fraudulent activity attached to your name, it’s wise to invest in a credit monitoring or identity theft monitoring service. Companies like Lifelock specialize in providing comprehensive monitoring services to stop identity theft before it strikes. And if you are victimized, these services will let you know right away, minimizing the damage and helping you respond proactively.

Never Sign a Blank Return

If you choose to have your taxes completed by a tax preparer, one key tip: Never sign a blank return. If you do this, you basically hand over to the tax preparer the ability to do whatever they’d like with your return, including sending it to another address, falsifying documents or other attempts to commit fraud. Wait until the return is completely finished and put your name to paper only when it’s ready to be delivered to the IRS.

Rating 3.00 out of 5

Steals of the Week: Christmas Decorations!

It’s already the end of the year, which could be argued is the best time of the year. Holiday music, laughter, baking, family-time are just a few of the things that make this season great. For this installment of PennySaverUSA’s Steals of the Week, we’re going to highlight some of the best Holiday/Christmas finds that you can get on PennySaverUSA.com. We’ll focus on tress and decorations for today, and give you our picks for gift ideas in our next post.

If you’re looking to save money on your holiday decorations for this holiday season, one of the best places to look are online classifieds, and why not start with PennySaverUSA.com!
Here are some steals that we found, while perusing the online classifieds:

 

 

 

 

These are just a few of the Christmas/Holiday-themed items we found. There are many more, so start searching the online classifieds on PennySaverUSA.com to find what you’re looking for in your area.

Rating 3.00 out of 5

Announcing the Winners of our Success Story Contest!

The long awaited moment is here… it’s finally time to announce the winners of our PennySaverUSA Succes Story Contest!

We want to thank everyone who submitted an entry. All of the submissions were amazing, ad we enjoyed reading each one, which made it incredibly difficult to choose just four entries to win. Thanks again for being loyal readers and users of  both online and in print!

It was difficult, but here are the three ‘Honorable Mention’ winners:

“I have a 6 year old son, who was diagnosed with ALL Leukemia. When he first got diagnosed, he was in the hospital for over a month which was one of the longest months ever in our life. During his stay at the hospital they had all kinds of electronic games systems, table board games and other things to keep the children busy. There was this one electronic game system that my son loved so much, which happened to be the WII system. Due to the financial hardship I was facing having to drive back and fourth from the hospital to my house (I do have other young children under the age of 10) I was not able to purchase a brand new one for him, so I was searching and searching for one everywhere and didn’t find anything. So I decided to look in the PennySaver which at first I didn’t have any luck, but a few days before he was released from the hospital to come home, I looked through the PennySaver and I found one that was right on my budget. Before he got released from the hospital me and my husband hooked it up in his room for him, so when he got home he would be surprised. The day he got home from the hospital he was very excited and happy. I was happy that I found one for him because it takes his mind off of the chemo treatments.”
-Amanda P. from Highland, CA

“I placed an online ad on Friday morning selling my pure breed yellow Labradors I had seven pups for sale. That Friday afternoon I decided to takeadvantage of the three weeks for the price of two for the printed ad and I submitted my ad before the Friday deadline. Thanks to the online ad I sold one on Saturday, two on Sunday(Superbowl Sunday that is), one on Monday. By the time the printed ad came out on Wednesday I only had three of my Labrador puppies for sale. Wednesday came along and I started getting phone calls and text messages like crazy, by 2pm I had sold the remaining three puppies. I must have received over 20 calls and texts on Wednesday, I only wished I had more puppies. On Thursday I called PennySaver’s customer service to cancel the ad for the following weeks. The representative said they would refund the one week fee, I suggested they keep it as a donation for the great service they provide, I was told they don’t do that, and my money was refunded. Thank You PENNYSAVERUSA!”
-Andres D. from Apple Valley, CA

“When in doubt, turn to the local PENNYSaver!!!!!!!!!! As old as the PennySaver may be it works when you use it. I have had much luck in selling my items and the people that bought them truly loved all I had to sell. Times are tough, and the money wasn’t coming in like in the past, and I had to move 3 times, so I resorted to sell items with the PennySaver. The staff and crew were extremely understanding and the ‘free ads’ helped me in an awesome way.The phone call at times helps as well, assuring my ad will be there. I get a lot of calls

during the time span, and most folks aren’t flakes! One particular gentleman saw an ad and he was very excited to come on by to see it, and when he did, wow, he was like a kid!, he couldn’t wait to get it home to use it. I really trust the PennySaverUSA and will keep sharing my items to sell as well as items to look and purchase. To tell you all, I have never been disappointed in either direction. It’s like a yard sale combined in a book.”
-John B. from Temple City, CA

Winners of our Success Story Contest!

Thanks Amanda, Andres and John for your success stories. They brought tears to our eyes and smiles on our faces! Congratulations on being our

‘Honorable Mention’ winners!

Time to announce our grand prize winner…

This entry made our entire judging panel laugh, and brought to our attention a great new catch phrase!

“About 8 years ago my husband and I separated. I placed an ad to sell his sports card collection and I used the headline “Hubby is gone”. Within 2 hours I had them sold. The next day my husband saw the ad, recognized the number, and called. At first he was angry but, when I told him how much they sold for and how quickly I sold them, he was impressed. We eventually worked things out and reunited. Still to this day he will laugh and say “Don’t make her mad or she’ll put an ad in the Pennysaver”.”
-Leslie H. from Barstow, CA

Thanks for your entertaining success story Leslie and Congratulations on being our grand prize winner!

Rating 4.00 out of 5

Free Friday: First Official Weekend of Summer Freebies

Disclaimer: Feel free to look at previous Free Friday posts to see if you can find any other freebies that are still active, but only this week’s freebies are new. Many older ones will be expired.

Summer is officially here, and it’s time to get the party started.

PennySaverUSA.com has dedicated this edition of Free Friday to some great Summer freebies. Summer’s off to a great start, and what better way to keep the good times rolling than with some awesome freebies!

Skincare

Free Anti-Aging Lotion Sample from Bellamora: Rock the youthful look all Summer long with the help of Bellamora Anti-Aging Cream. Just click here, and scroll down to fill out the form and receive your free sample in the mail.

Miscellaneous

Free Thumb Socks: If you want to be trendy this Summer, then you’ve got to get yourself some Thumb Socks. Just click on this link and fill out the form at the top to sign up to receive free thumb socks. Everyone’s doing it.

Free ‘Love Your Heart’ Wristband: All you have to do is sign up for their Healthy Heart Newsletter and you can get a FREE ‘Love Your Heart’ Wristband to sport all Summer long!

Food

Free orange chicken at Panda Express: Panda Express knows what it’s all about. Celebrating Summer hours, you can get a free single serving of orange chicken Friday, 6/22 after 9pm, at a Panda Express near you. One-day only!

Free Orange Chciken at Panda Express

Free single serving of orange chicken at Panda Express after 9PM.

Free Original Chili Dog from Wienerschnitzel: Wouldn’t be Summer without a chili dog. Sign up for the Wienerschnitzel Wiener Lovers’ Club and they’ll send you great offers all year long. Your welcome message will have your first offer for a FREE Original Chili dog. So just fill out their simple form, and you’ll be one step closer to enjoying a delicious original chili dog for free.

FREE 21 ox. Fresh Lemonade at Wetzel’s Pretzel’s To get a refreshing free fresh lemonade, all you have to do is “Like” Wetzel’s Pretzel’s on Facebook, and they’ll give you a coupon good for the free 21 oz. lemonade. You do have to purchase a Jalapeño Cheese Melt Pretzel or Jalapeño Dog to redeem your coupon.

Fragrances

Free Fleur Fragrance: Head over to their contact us page to fill out their quick and simple form to receive your Fleur Fragrance sample by mail. The process is exactly as their website states, “It’s Easy as Pie!”

Free Juicy Couture ‘Viva la Juicy’ Eau de Parfum Sample at Nordstrom: Stop in to your local Nordstrom on Saturday to receive a free sample of Juicy’s Couture ‘Viva la Juicy’ Eau de Parfum. It’s one day only, and while supplies last, so make Nordstrom the first stop on your shopping itinerary.

Feminine Products

Free U by Kotex Samples and Clutch at Wal-Mart: This one is just for the ladies out there… Wal-Mart is giving away free U by Kotex samples and a free clutch. All you have to do is click the link, click on ‘Build Your Board’, show some creativity and design a fabulous board, once you are finished, click Finish & Pin Board, then click on Get Sample. Fill out the form and expect your samples in 4 weeks. You can also optionally pin the board you created to your own Pinterest account.

Now that you’ve got your freebies, go start your Summer off right!

Rating 4.33 out of 5

Steals of the Week: Celebrating Summer Solstice

It’s that time of year again, the kickoff to Summer! Time to pack up the winter clothes and bring out the shorts and tank tops. With more hours of sunlight, it’s hard to resist being outdoors and having fun.

If you live near the ocean, then you’re definitely going to head over to the beach at least once this summer. Surfing is an incredible adrenaline rush, and whether you’re wanting to try it for the first time, or are already a seasoned pro, this 9′ longboard surfboard will enable you to ride the waves in style for a steal at $350.

longboard-surfboard

If the water’s not your thing and you’re more of a landlubber then check out this great Tahiti 26″ LX bicycle. It’s selling brand new for $199 or best offer.

tahiti bike

If you’re more of a roller blading person, then definitely check out this steal at $75 OBO for Size 9 mens bladerunner rollerblades and size 1 kids Firestar skates. It’s a great activity for adults and kids!

rollerblades

Yes, even though Summer is all about having fun, there are still chores that need to be done–such as mowing the lawn. Make it a little easier with this lawn mower for $55. It’s in good condition, recently serviced with 21″ rear bag, 4.5 horse power and a Briggs & Stratton engine.

Lawn Mower

Last, but definitely not least, you’ve got to protect yourself from those harmful UV rays. Lather on the sunscreen and finish off your look with this Physician Endorsed Incognito Sun Hat for $30. It’s great for shielding your skin from the sun, and hiding you from the pesky paparazzi.

sunhat

So what are you waiting for? Get out there and have some fun in the Summer sun!

Rating 4.00 out of 5

Enter our “So You Think Your Pet’s Cute? Contest” for a Chance to Win $250

Your cat spends hours primping in the mirror. Your dog melts hearts with one look of her puppy eyes. And your goldfish thinks he’s the hottest thing to grace a bowl.

Prove that your pet is what cute dreams are made of and enter our “So You Think Your Pet’s Cute? Contest”

So You Think Your Pet's the Cutest? Enter Now!

Prove that your pet is what cute dreams are made of and enter our 'So You Think Your Pet's Cute? Contest'. The pet with the most votes will reign cute supreme and win $250!


How to Enter
Submit a photo of your pet through the contest application on the PennySaverUSA.com Facebook page. Multiple pet submissions are allowed, there is no limit per household. You may enter photos of multiple pets (as long as they are your own and not of the same pet more than once). Photos submitted through Facebook comments or wall posts will not be accepted. The contest submission period begins June 20th and ends June 27th

How to Vote
Vote for your favorite entry through the contest application on the PennySaverUSA.com Facebook page. You can vote for multiple photos daily. Only one vote per photo will be counted. The photo with the most votes will be the winner. The voting period begins June 28th and ends July 3rd.

Prize
The pet with the most votes will reign cute supreme and win $250 to spend on all the catnip, treats, and fish food they like.

So does your pet have what it takes to boast they’re the cutest of them all? Enter to find out.

For more details, please read our contest rules.

Rating 4.33 out of 5

Top 10 Tuesday: Tips for a Healthy Diet

Since Summer time is practically here already, it’s definitely time to get that summer bod in shape. That doesn’t mean that you have to look a certain way or be a certain size–you just need to be healthy, feel confident about your body and be comfortable in your own skin.

Top 10 Tips for a Healthy Diet

A healthy diet and exercise not only help you lose weight and boost your appearance, but they also boost your self-esteem, confidence, mood and energy levels. For the first blog in our Summer-Ready Body Series, we’re going to start with the foundation to a healthier body, which is maintaining a healthy diet.

  1. Drink at least 8 cups (64 oz.) of water a day.

  2. Water helps with metabolism, regulating body temperature, transporting nutrients and oxygen into cells and detoxifying our bodies. If plain water’s not your thing, add a splash of lemon or other citrus flavor.

  3. Don’t skip meals–especially breakfast!

  4. When you start skipping meals, your body goes into survival mode and starts to react by slowing down your metabolism and storing fat cells. Plus, not eating will make you feel lethargic, dizzy, cause headaches, and you’ll be an overall cranky, irritable person. A good breakfast can kick-start your metabolism.

  5. Limit consumption of certain stimulants.

  6. Stay away from caffeine, alcohol and sugar. It may be hard at first to cut them out of your diet completely, so if you can’t do it cold turkey, make it a gradual process. Look into substitutions for each. For example, drink green tea instead of coffee.

    Healthy Diet

    Eat 3 - 5 portions of fruit and vegetables daily. Try to eat at least 1 portion from each color group.

  7. Eat 3 – 5 portions of fruit and vegetables daily.

  8. Try to eat at least 1 portion from each color group–oranges, reds, greens, yellows (you get the idea). Remember juices, dried fruit and fresh fruit smoothies can also count toward your daily amount.

  9. Keep a supply of healthy snacks at hand.

  10. Snacking is OK, as long as it’s healthy snacking. It’s tempting to head over to the vending machine and get a candy bar, but it won’t do you any good. Instead, have some wholesome cereal bars, low-fat fruit yogurts, dried fut, and unsalted peanuts at the ready to combat those snack cravings.

  11. Think smaller portions.

  12. Divide your daily calories into smaller portions of meals and snacks, so you should be eating eating 4-5 meals a day. This will help you to better control your appetite and weight.

  13. Eat protein at every meal.

  14. Be sure to include healthy protein-rich foods at every meal. The best sources of protein are fish, poultry and vegetables, such as beans, whole grains and nuts. If you can’t live without red meat, keep in mind the portion size and always opt for the leanest cut. If you want to try something new, give soy products a go.

  15. Add healthy fats and avoid unhealthy fats.

  16. Healthy fats are needed for your brain, heart and cells, as well as your skin, hair, and nails. Omega-3 fats, found in fish and plant oils, are particularly important and help to improve your mood. You should be getting this daily, but if not, then take a daily Omega-3 supplement. Reduce or eliminate saturated fats and trans fats from your diet. They’re usually found in fast foods, fried goods, baked foods, candies, cookies, and other processed foods.

  17. Keep your bones strong with calcium.

  18. Calcium is an essential nutrient that your body needs for strong bones and teeth. Get your calcium from low-fat sources, such as low-fat yogurt and skim-milk. Recommended calcium levels are 1000 mg/day if you’re under 50, and 1200 mg/day of you’re over 50 years old. If you don’t get the recommended amount from your diet, then take calcium supplements and Vitamin D supplements.

    Last, but certainly not least…

  19. Take time to enjoy your food!

  20. Don’t rush through your meal. Enjoy it. Connect with your food. Chew your food slowly so you can savor the flavors. This will help you to avoid overeating, because your body will feel satisfied and communicate with you efficiently so you know when you’re full.

Rating 4.33 out of 5

Free Friday: Father’s Day freebies

Disclaimer: Feel free to look at previous Free Friday posts to see if you can find any other freebies that are still active, but only this week’s freebies are new. Many older ones will be expired.

The dads sometimes seem to get forgotten in the world of couponing and freebies. That’s about to change.

PennySaverUSA.com has dedicated this edition of Free Friday to Father’s Day freebies. It’s about time the fathers got in on a little of the freebie fun.

Dessert

NOTE: This offer seems to have disappeared. We are trying to find out whyFree 4 oz. frozen yogurt from Yogurtland: Just click “Get Offer” from Yogurtland’s Facebook page and you will be able to download and print a coupon for a free 4 oz. frozen yogurt from Yogurtland – valid on Father’s Day only!

Free frozen yogurt from TCBY: Don’t have a Yogurtland near by? Perhaps you have a TCBY. The popular frozen yogurt chain has a freebie for all dads on Father’s Day. Contact your local store to find out the exact offer in your area.

Food

Free breakfast for dads from IKEA: Show up to an IKEA store Father’s Day morning (Sunday, June 17) for dad to get his free breakfast and coffee. It’s really as easy as that.

Free $25 gift card to Fleming’s: While you are required to reserve a table at Fleming’s for Father’s Day in order to receive the $25 gift card for your dad, it seems well worth it to enjoy those delicious steaks. (Thanks Free Sample Momma for the find)

Merchandise

Free $2 Amazon credit for MP3s: This turns into a Free Friday freebie for three albums that cost less than $2. There’s Chopin or Mozart for the classical music loving dads or 99 Must-Have Chillout Classics for those fathers that prefer some easy listening.

free-friday-pint-glass

Don't you just love it when a freebie comes together?

Free limited edition pint glass from BJ’s: The best part about this Free Friday offer: No purchase necessary! All dads nee to do is simply show up to their neighborhood BJ’s Restaurant and Brewhouse and they will be handed a pint glass.

Toys

Free Batman or Superman Lego Shield from Toys “R” Us: Any time you can combine Free Friday with Batman or Superman and legos, you know you have a winner on your hands. Go to Toys “R” Us between the hours of 2-4 p.m. on Saturday, June 16 and you will get to create a free lego shield of your favorite superhero – and keep it!

Happy Father’s Day from PennySaverUSA.com!

Rating 2.00 out of 5

PennySaver Trivia Contest (Enter June 12-June 15 for a chance to win $25)

EXPIRED: Congratulations to Bonnie H. for being the winner of this trivia contest.

First of all, we’d like to thank you for being a loyal PennySaver reader and visiting our blog! Here are the details for the contest.

QUESTION: What is the most frequently sung tune in the U.S.?

PennySaver Trivia Contest (Prize is $25!):

  • Enter by registering for a free PennySaverUSA.com account (if you haven’t yet) and leave a comment by clicking the “comment” link above with the answer to the trivia question by Friday, June 15th at noon PST. PLEASE READ: In order to prevent people from stealing the answer, we are hiding the comment and putting up a message that says “awaiting moderation”. We have still received your answer, it just says that message, because your answer won’t be revealed until after the contest is over to prevent people from stealing the answer.
  • We will pick a winner from all the comments with the correct answer via random drawing.
  • The winner will then be notified and announced as the winner in the PennySaver print publication!

Once you’ve entered our PennySaver trivia contest, we’d love for you to join the PennySaverUSA community for more special contests, discounts and offers:

  1. Subscribe to our email newsletter to hear first about PennySaverUSA.com’s new contests and features.
  2. Like us on Facebook to get exclusive offers, money-saving tips and more.
  3. Follow us on Twitter to get news and information from around the web about couponing, pet ownership and more.
  4. Add us to your Google+ Circle and join the frugal conversation.
  5. Check us out on Pinterest to see our favorite vintage items.

Good luck in the PennySaver Trivia contest! Remember to check next week’s PennySaver print publication to find out if you won.

Congratulations to the previous  winners:

Week 16: Bonnie H.
Week 15: Felicia P.
Week 14: Zalma Q.
Week 13: Jerome A.
Week 12:
Michael M.
Week 11: Megan P.
Week 10: Jesslyn L.

Week 9: Rosetta A.
Week 8: Michael F.
Week 7: Arun M.
Week 6: Rhea W.
Week 5: Angela D.
Week 4: Patricia H.
Week 3: Consuelo B.

Week 2: Heather D.
Week 1: Linda B.

Rating 3.00 out of 5

Free Friday: Lots and lots of great freebies available

Disclaimer: Feel free to look at previous Free Friday posts to see if you can find any other freebies that are still active, but only this week’s freebies are new. Many older ones will be expired.

Nothing starts off PennySaverUSA.com’s Free Friday quite like a freebie from the famous Golden Arches of McDonalds.

Rather than spend too long on a wildly entertaining introduction as we usually do, we are going to go right into the freebies this week.

free-friday-smoothies

Nab a free smoothie from McDonalds on Free Friday.

Drink

Free smoothie from McDonalds with the purchase of another smoothie: One of the best products McDonalds has introduced in years is its real fruit smoothies. Haven’t tried one yet? Get a couple of flavors with this buy one/get one free coupon. (Thanks Free Sample Momma for this find)

Tote bag

Free reusable tote bag from Rubio’s Fresh Mexican Grill: The best part of this offer: No purchase necessary. Of course, after smelling Rubio’s tasty burritos, you may want to make a purchase. Simply show up with this coupon to collect your free bag. NOTE: This is a 1-day offer for TODAY ONLY (Friday, June 8)

Skincare

Free sunscreen from LovelySkin.com: Another simple and easy Free Friday freebie. Just “Like” LovelySkin.com’s Facebook page and fill out a short form with your name and address and they will send you out a free sample of sunscreen. (Thanks Sweet Deals 4 Moms for this find)

Free hand lotion from Caswell-Massey: You know the drill by now: Like the Caswell-Massey Facebook page, complete a form with your name and address and voila a few weeks from now a free hand lotion sample will appear in your mailbox. (Thanks The Cents’Able Shoppin for this find)

Free body cream from Bodycology: The process to get this freebie is almost identical to the two above, except you have to provide the email addresses of four friends to share the offer with them. The exact product is called Wild Poppy Nourishing Cream.

Free moisturizing lotion from Eucerin: A slight variation on the above Free Friday Facebook freebies. You don’t have to share this one with four friends as you do with the Bodycology one, but you have to watch a short commercial instead. Easy enough.free-friday-bowling

Family

Free summer bowling for kids: In case you haven’t heard about the Kids Bowl Free movement, it has been going on for a couple years and it is back this summer! Simply visit the KidsBowlFree website to find a participating location near you.

Have a wonderful Free Friday everyone.

Rating 4.33 out of 5