One of the biggest challenges faced by novice and experienced couponers alike is the tendency to buy something you don’t need, simply because the discount is so tremendous.
Take it from us, not Nike: Just Don’t Do It
This week in Save Money Monday, PennySaverUSA provides three guidelines for how to avoid that common pitfall.
Before we continue, however, we wanted to direct all of our budding grocery store couponers to visit The Realistic Couponer’s site. They have an outstanding seven-step system to help you stick to your budget when using coupons at the grocery store.
While similar in concept to the grocery store system, our coupon guidelines are a bit more general and cover all coupon use.
Organizing your coupons when you are too calm or relaxed is one of the easiest ways to fall into the trap of buying something you don’t need. Your guard will probably be down at these particular times and you are more likely to be attracted by a coupon that offers a great discount for an unnecessary item or service.
If you do your couponing right after paying the bills or setting the budget, you will be less prone to clipping coupons for items and services you don’t need.
Another key pointer is to remain focused at all times on what type of coupon you are seeking. For instance, if you are searching for an oil change, smog check or car care coupon, don’t allow yourself to wander to coupons for cosmetics or furniture.
Our final tip for tuning out the siren song of the unnecessary coupon is to create a strict budget for all of your shopping trips. That way, even if you did fall to the temptation of including irrelevant coupons in your binder, you won’t use them, because you won’t have enough money set aside to buy the item – even with the coupon.
Have any more tips? Please let us know in the comments.